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A 5.00% fixed business loan for your clients

  • No credit checks
  • No affordability calculations
  • No business plan assessment

Refer limited company directors for business loans from £25,000 to £500,000. Your client stays your client.

The product

Criteria at a glance

The loan is made to your client's limited company, linked to the directors' own pensions, current or old. We arrange a banking and loan facility with Barclays Bank or another bank from our pool of banking partners, and handle the paperwork.

There is no business assessment, so it suits companies that want a fixed rate without hassle or a credit search.

BorrowerUK limited company
Loan size£25,000 to £500,000
Rate5.00% p.a. fixed
Term1 to 5 years, equal monthly repayments
Maximum loanHalf the value of the directors' pensions
SecurityCompany debenture or share charge, backed by a personal guarantee
Credit checksNone
Use of fundsAny genuine business purpose
Client profile

Who to refer

Suitable for

  • Directors and shareholders of a UK limited company
  • Directors with at least £50,000 in pensions between them, old or current
  • Wanting a loan without a bank credit search
  • Looking to clear an overdraft, consolidate borrowing, buy equipment or fund growth

Not suitable for

  • Sole traders, partnerships and limited liability partnerships (LLPs)
  • Directors with less than £50,000 in pensions
  • Loans above £500,000
  • Funds needed within days
How referrals work

Four simple steps

STEP 01

Register

Complete the short form below and we will be in touch.

STEP 02

Introduce your client

Send us the company name, the directors' details, the loan amount and the purpose.

STEP 03

We arrange the facility

We arrange the facility, prepare the paperwork and keep you updated.

STEP 04

Funds released

The loan is paid to your client's company.

Broker protection

Your client stays your client

We will never approach your client directly for any purpose other than this facility.

Join our introducer panel

Register as an introducer

Tell us about your firm and we will be in touch.