No fees on every invoice
One fixed rate instead of a charge each time you raise an invoice.
Replace invoice factoring
Swap fees on every invoice for one fixed-rate facility, and take back control of how your customers are chased.
Invoice factoring
Why factoring gets expensive
Factoring and invoice finance release cash tied up in unpaid invoices, but you pay a fee on every invoice, often plus a monthly service charge. The finance company may also contact your customers directly, and leaving the arrangement can be slow.
Replacing it with a fixed 5.00% facility gives your company the working capital it needs in one go, with one predictable monthly payment and your customer relationships back in your hands.
Illustrative example
A company replaces an £80,000 invoice finance facility.
| Loan | £80,000 |
| Rate | 5.00% p.a. fixed |
| Term | 5 years |
| Monthly repayment | £1,510 |
| Total interest, paid back into your own pension fund | £10,582 |
| Total repaid | £90,582 |
Illustrative only. Equal monthly payments; your loan agreement sets the exact figures.
How our facility helps
Why directors choose it
Your customers, your way
You decide how and when customers are chased, with no third party involved.
See what your company could borrow
Loans from £25,000 up to £500,000. 5.00% p.a. fixed. No credit checks.