Do the work now
Fund the project in one go rather than in stages as cash allows.
Refit a shop, upgrade a workshop or fit out new offices, repaid over up to five years at a fixed rate.
A refit, a new workshop layout or a properly fitted office can lift sales, productivity and staff morale, but the upfront cost is often too big to take from cash.
A fixed-rate loan funds the work now and spreads the cost. Larger projects can sit alongside a property purchase; see our case studies.
A retailer spends £100,000 refitting two shops.
| Loan | £100,000 |
| Rate | 5.00% p.a. fixed |
| Term | 5 years |
| Monthly repayment | £1,887 |
| Total interest, paid back into your own pension fund | £13,227 |
| Total repaid | £113,227 |
Illustrative only. Equal monthly payments; your loan agreement sets the exact figures.
Fund the project in one go rather than in stages as cash allows.
Repay over up to five years at 5.00% fixed.
Loans from £25,000 up to £500,000. 5.00% p.a. fixed. No credit checks.